![]() ![]() Ramsey+ membership starts at $59.99 for three months ($19.99 per month), and it costs $129.99 for a year ($10.83 a month, billed annually). That’s because the upgraded paid version is one part of the Ramsey+ membership service that includes Ramsey’s Financial Peace University, EveryDollar, Baby Steps program, SmartTax, group coaching, and more. Stepping up to the premium paid version fixes that, and positions your budget as one pillar of a larger financial education. The free version of EveryDollar sacrifices functionality and limits you to manual data input, which makes it less useful for tracking your cash flow. Available in free and paid tiers, the service stands out for its use of friendly, everyday language for guiding you through the process of setting up a budget. Once you link your financial accounts, you can set up a budget that draws on that information and track your transactions and financial health from a single dashboard.Ĭonfusing interface between EveryDollar and Ramsey+ĮveryDollar from Ramsey Solutions is an online zero-dollar budgeting tool that follows a similar vein to YNAB. Mint tracks your spending, provides financial alerts, and includes free credit monitoring from TransUnion. Both paid upgrades are targeting mobile users, but will minimize ads via the web as well. For mobile users, Mint has $0.99 upgrade that eliminates ads, and on iOS you get extra features with Mint Premium at $4.99 a month. Mint’s services are free, but at least one feature – bill negotiation – has an extra fee, and you’ll have to endure a steady diet of financial offers.
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